On this page we will add information about Critical Illness Insurance taken from various studies conducted by the American Association for Critical Illness Insurance. For more complete details visit the Association’s website. Click here now.
All facts researched and provided by the American Association for Critical Illness Insurance.
RISK OF HAVING A HEART ATTACK – NEEDING A HEART TRANSPLANT
An estimated 80 million American adults (one in three) have one or more types of cardiovascular disease.
785,000 Americans will have a new coronary attack (this year) and 470,000 will have a recurrent attack.
Every 34 seconds, an American will suffer a heart attack. Estimated direct cost of CGD is $165.4 billion.
The average age of a person having a first heart attack is 64.5 for men and 70.3 for women.
Annual number of diagnosed heart attacks:
Ages 35-44 Men: 30,000 Women: 10,000
Ages 45 – 64: Men: 265,000 Women: 95,000
Ages 65-74 Men: 180,000 Women: 95,000
From 1995-2005 the death rate from Coronary Heart Disease declined 34.3 percent.
There are 254 transplant hospitals and there were 2,210 heart transplantations (2007).
Some 448,000 coronary artery bypass procedures were performed on 253,000 patients.
RISK OF HAVING A STROKE
Each year about 600,000 people experience their first stroke and 185,000 have a recurrent stroke.
Every 40 seconds someone in the US has a stroke.
African Americans have almost twice the risk of first-ever stroke compared with whites.
Stroke is the leading cause of serious, long-term disability in the U.S.
The estimated direct and indirect cost of stroke for 2009 is $68.9 billion.
The median survival time (in years) following a first stroke is:
at ages 60-69: 6.8 years for men and 7.4 years for women.
At ages 70-79: 5.4 for men and 6.4 for women
After stroke, women have greater disability than men. 34% were disabled 6 months after vs. 15% men.
What was the average income range of the individual policy buyers?